After a truck accident, you may face medical bills, lost income, and serious pain. A settlement can help cover those losses without going to court. In Georgia, the process follows specific steps that protect your right to fair compensation.
Understanding who may be responsible
Multiple parties can share fault in a truck accident. The driver may have made a mistake, but companies that own or load the truck could also be responsible. Georgia law allows you to file a claim against anyone whose negligence caused the crash.
Commercial trucking companies must follow strict state and federal rules. If a company breaks those rules, it strengthens your case. This makes documentation and investigation key early in the process.
Duty, breach, causation, and damages
Your claim starts by showing how the other party acted carelessly. Then you prove how that carelessness caused your injuries and damages. You will need evidence like police reports, accident scene and vehicle damage photographs, medical records, injury photographs, and witness statements.
Georgia law lets you seek compensation for your general and special damages, including, medical expenses, lost wages, property damage, loss of consortium, and pain and suffering. If you are partly at fault for the accident, Georgia’s modified comparative negligence law reduces your settlement based on your share of responsibility.
Negotiating with insurance companies
Insurance adjusters may contact you quickly after the accident. Their goal is to settle fast, often for less than you deserve. It is important to understand the full impact of your injuries before accepting any offer.
Reaching a resolution
Most settlements happen before trial. If both sides agree on a number, you sign documents, and the insurance company issues payment. If not, your case may go to court, where a judge or jury decides the outcome. Either way, the goal stays the same—full compensation for your injuries and damages.
